Important Illness insurance has everything regarding living and absolutely nothing to do with passing away. It’s what most people would need whenever they ever contract a critical illness (e. g., stroke, heart attack, cancer etc . ) and survive the challenge or diagnosis for 30 days. With few exceptions, a person must simply live for 30 days beyond the particular date of diagnosis. That’s it! Then a tax-free lump sum is paid for to you – hassle free.
What are the chances of contracting a critical illness you request?
Well, here are a few startling statistics: Within Canada, 1 in 2 will certainly contract some form of cancer; 1 within 2 heart attack victims are below age 65; 1 in three or more stroke victims are under sixty-five and 3 out of 4 families are affected by a critical illness of one type or another.
The good news is that 75% associated with stroke victims and 95% associated with heart attack victims survive the initial attack. That means the passage of thirty days beyond diagnosis is almost a certainty.
But there’s one more thing: The fact that an individual survives a critical illness for 30 days may not mean they are going to be fully functional beyond that point.
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Insurance money would provide the funds needed if, say, you’re not able to perform normal tasks and need nursing care, or even if you can’t go back to work for many weeks or maybe months. Or money may be required for expensive ramps perhaps or some other medical equipment. Who knows? Trips out of country for more timely treatment are expensive.